What does it take today to be a responsive, innovative business? We’re past the point in time where it was enough to provide innovative products. Now, in order to stay ahead of the curve, you need to be able to innovate on a dime. That’s why we opened up the very backend of Caxton to let our clients take what they need, and create an infrastructure that helps us respond in real time to their needs, with no downtime or innovation lag.
Companies small and large are plugging in and taking advantage of our software as a financial service. More than payments, with our API you can have 'accounts', each with multiple 'wallets', you can transfer money to accounts, make and receive payments, check live FX rates and you could even issue preloaded MasterCard's - using our infrastructure - anything we can do, you can do.
You know your customers and your business. We know payments. When you plug and pay with Caxton Payments you can offer the right financial tools and experience to strengthen your brand and business proposition. Adding advanced embedded payments to your offering with Caxton gives you the opportunity to transform into a truly digital, next generation business.
The Caxton Payments API works like a plug and play payments tool with full-stack pre-defined solutions which understand the business’s context – product logic, processes and of course the ability to make compliant payments – everything that’s required to embed financial services into your application so your businesses can design products and launch them rapidly – something that couldn’t be more crucial in the fast-paced marketplace of today.
Paying suppliers and receiving payments are vital tasks. You might think your teams have accounts payable and receivable down to its most efficient, but in a lot of cases, managing payments means that the user must log into another app so they can move money and pay accounts receivable, which misses out on all the efficiency, control, and convenience that an embedded solution can deliver.
Got a business solution for the gig economy? Embedded payments solves for you, when designing a brand-new digital solution, or adding new financial features to an existing platform, can be prohibitively expensive. Embedded payments, means you can focus on delivering your solution to customers while we deal with the regulation, data security, and compliance requirements. - a a major headache that could otherwise deter you from embarking on such a journey.
From work-from-home set up, to team incentives, embedded payments offers a way to simplify employee benefits. Where once employees might be given an allowance and asked to expense work from home set up now they can be given an employer branded account or card which can control where they can buy from and how much they can spend.
Far from being difficult to empower workers to buy what they need to work productively, offer benefits employees really want, and sometimes the occasional reward for their hard work – embedded finance can turn a friction point into a positive employment feature.
Taking a step further to offering financial benefits to employees with embedded payments, is the idea of earned wage access. Consumers today want convenience over all, and consider money earnt to be their money – rightfully so, as they have done the work that wage is being paid out for. With the cost-of-living crisis large upon the nation, earned wage access is a clear benefit that employers can offer to attract and retain staff. Staff who – with record unemployment – have many choices regarding where to accept casual work.
Are you curious as to how the integration of payment functionality, directly into your finance team function, could improve efficiency, efficacy, and customer experience? Download this guide and find out about the top four ways finance teams are using Plug and Pay to build better companies.
“ The expert team at Caxton have been nothing but positive. If you need FX of any sort, you have to be dealing with Caxton! ”
“ Having one point of contact makes everything simpler - I don’t need to spend all of my time watching the markets, and can focus on growing my business. ”
“ When dealing with multi-million pound transactions, Caxton provides us with transparency, visibility and efficiency, along with a friendly service. ”
“ I’ve been with Caxton for at last three years and they have never let me down – always responsive and willing to help. ”
Automate your payments process with our powerful API-driven platform. Set up your Caxton account online or speak to an expert today on 0207 201 0554.