Promotional Terms and Conditions

Caxton £500 Holiday Prize Draw – Terms and Conditions

1. Promotion Overview
   Caxton is offering customers the chance to win £500 towards their next trip when they activate a Caxton Travel Card during the promotional period.

2. Eligibility
   This prize draw is open to UK residents aged 18 or over who activate a Caxton Travel Card between 1 August 2025 and 30 September 2025. Card activation must include identity verification and an initial load of funds. Employees of Caxton and its affiliates are not eligible.

3. How to Enter
   Eligible customers who activate their Caxton Travel Card during the promotional period will be automatically entered into the prize draw. One entry per person.

4. Prize Details
   One winner will receive £500 credited to their Caxton Travel Card. The prize is non-transferable and no cash alternative will be offered. Standard card terms and usage fees apply.

5. Draw Details
   The winner will be drawn at random from all eligible entries. The draw will take place on Wednesday 2 October 2025.

6. Winner Notification
   The winner will be contacted by email within 10 working days of the draw. If the winner does not respond within 14 days, Caxton reserves the right to select another winner.

7. Entry Limits
   One entry per person. Multiple activations or applications under the same individual will not increase chances of winning.

8. Right to Amend or Withdraw
   Caxton reserves the right to amend, extend, pause, or withdraw this promotion and its terms at any time, without prior notice.

9. General Terms Apply
   Use of the Caxton Travel Card is subject to Caxton’s general terms and conditions. Participation in the prize draw constitutes acceptance of these promotional terms.

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Caxton Premier Offer – Terms and Conditions

1. Offer Eligibility
This offer is available by invitation only to individuals who have previously used a Caxton corporate card through their workplace.

2. Offer Details
Eligible individuals will receive 6 months' free access to the Caxton Premier personal card. After the 6-month promotional period, your account will automatically revert to Caxton’s standard free Black card, unless otherwise notified.

3. Registration Process
To claim this offer, you must:

• Sign up using the dedicated link

• Your Premier account will then be sent for approval via our Helpdesk

• Once approved, please allow up to 24 hours for the upgrade to be applied

4. Premier Card Benefits
During the promotional period, you’ll have access to:

• Preferential exchange rates (up to 20% better than standard rates)

• Increased load and spend limits

• Higher daily cash withdrawal allowances

• Priority customer support

5. Fees
There is no fee for accessing Caxton Premier for the initial 6-month period. Standard fees for card usage (e.g. ATM fees, FX conversion charges) apply in line with Caxton’s standard terms.

6. One Offer Per Customer
This promotion is limited to one redemption per person and is non-transferable.

7. Cancellation
You may cancel your Caxton Premier access at any time. Cancelling will revert your account to a standard Caxton Black card.

8. Fair Usage
Caxton reserves the right to withdraw access to Premier benefits in the case of misuse or breach of cardholder terms.

9. Changes to the Offer
Caxton may amend, extend, or withdraw this offer at any time. Any such changes will be communicated where possible.

10. General Terms Apply
Use of the Caxton Premier card is subject to Caxton’s general terms and conditions.

Fixed Rate Terms – [30.06.25]

Promoter
These terms and conditions apply to promotions organised by the promoter. They are correct at the time of publishing but may be subject to change without notice. The promoter is Caxton Payments Ltd of 2 Leman Street, London, E1 8FA, United Kingdom, or such of its subsidiaries or affiliates as may be named in the specific conditions (“Company”).

Eligibility and Limitations
This Fixed Rate offer is open to residents of the United Kingdom aged 18 years or older who hold a Caxton Card Account at the time of entry in accordance with these terms.

Participation
To participate in this promotion, the customer must log into their Caxton account and load USD during the specified promotional period. By participating, the customer agrees to these terms and conditions.

The Offer
This Fixed Rate promotion allows Caxton customers to load euros at a fixed exchange rate of USD$1.3450 to the pound. This rate will not fluctuate and is guaranteed only during the time window specified in the promotional communication.

Offer Period
The Fixed Rate is valid only during the stated offer window: from 12:00pm to 8:00pm on 30th June 2025. Any loads made outside this time will not be eligible for the Fixed Rate.

Offer Currency
This offer applies exclusively to US Dollar (USD) loads. No other currencies are included in this promotion.

How to Claim the Offer
Participants must log in to their Caxton account and load euros during the communicated time period to receive the Fixed Rate. No promo code or additional steps are required.

Offer Delivery
The Fixed Rate will be automatically applied to qualifying USD loads during the promotional period.

Release
By participating in the promotion, the participant waives any claims of liability against the Company and its employees for any personal loss that may occur from participation in the offer.

Taxes
Participants are responsible for reporting and paying any applicable taxes resulting from participation in the promotion.

Decisions
The Company reserves the right to disqualify any participant who is ineligible, breaches the rules, or attempts to benefit unfairly from the offer. All decisions by the Company are final.

Right to Cancel
The Company reserves the right to amend, suspend, or cancel this promotion at any time, without notice, for any reason, including technical issues or misuse.

Miscellaneous
The Company disclaims responsibility to notify participants of any element of the promotion beyond what is stated here. Copies of these terms are available on request.

Data Protection
Personal data will be processed for the purposes of this promotion in accordance with applicable data protection laws. Information may be shared with third parties involved in delivering the offer.

Severance
If any part of these terms is found invalid, the remaining conditions will remain in force. Where these general terms differ from specific promotional communications, the specific terms take precedence.

Compliance with Law
This promotion is governed by the laws of England and Wales.

These terms and conditions apply to competitions, offers and other promotional activities organised by the promoter. They are correct at time of being published by may be subject to change without notice. The promoter is Caxton Payments Ltd of 2 Leman Street, London, E1 8FA, United Kingdom or such of its subsidiaries or its affiliates as may be named in the specific conditions (hereinafter "Company").

This Enhanced Rate offer is open to residents of the United Kingdom aged 18 years of whom hold a Caxton Card Account at the time of valid entry into the promotion in accordance with these terms and conditions.

The Company cannot accept any responsibility for entries not received for any reason whatsoever.

The Enhanced Rate offer is valid on unlimited loads in any currency, which is of a minimum equivalent value of at least £500 between 12:01am Friday 18 July 2025 and 11:59pm Saturday 19 July 2025.

The Enhanced Rate is available across all currencies and will apply to unlimited loads of a minimum equivalent value of £500, made during the offer period. Excludes GBP. Participants can choose from the list of available currencies when loading their card online or via the app

Details of how to claim the offer form part of the terms and conditions.  It is a condition of entry that all rules are accepted as final, and that the participant agrees to abide by these rules. Clients must login to their account during the communicated time period and load a minimum of £500 in any currency, excluding GBP to qualify for the Enhanced Rate.

The offer will automatically be applied when the participant carries out an eligible load within the promotional time frame.

By submitting an entry into the promotion, each participant and winner waives any and all claims of liability against the Company and its employees, for any personal injury or loss which may occur from the conduct of, or participation in, the promotion, or from the use of any prize.

Any valuation of the prize(s) stated above is based on available information provided to the Company, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes.

The Company reserves the right to disqualify any participant and may refuse to award any offer to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the offer, or obtained the offer using fraudulent means. Further, the Company will resolve any disputes, conflicting claims or ambiguities concerning the rules and the Promoter’s decisions concerning such disputes shall be final. All decisions will be made by the Promoter and are final. The Company may waive any of these rules in its sole discretion.

The Company reserves the right to disqualify any participant and may refuse to award any offer to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the offer, or obtained the offer using fraudulent means. Further, the Company will resolve any disputes, conflicting claims or ambiguities concerning the rules and the Promoter’s decisions concerning such disputes shall be final. All decisions will be made by the Promoter and are final. The Company may waive any of these rules in its sole discretion.

The Company disclaims any responsibility to notify participants of any aspect related to the conduct of this offer. Written copies of these rules are available during normal business hours at the business offices of Caxton and by mail upon written request with a stamped, self-addressed return envelope.

The participant consents to the processing of personal data in connection with participation in the offer. The Company may add the personal information to its database, which is confidential and will be treated in accordance with data protection regulations. Personal information may be used to execute the offer. In this context, the Company is entitled to provide personal data to third parties involved in the offer. Moreover, the participant gives permission to the Company to keep him/her informed of the products and/or services of the Company, its partners and carefully selected companies. Where possible, the Company requires that third parties who handle or obtain personal information as service providers acknowledge the confidentiality of this information, undertake to respect any individual’s right to privacy and comply with the data protection principles and this policy. Please note that third parties are not covered by our privacy policy and are not subject to our privacy standards and procedures.

This promotion and other promotional activities of the Company need to adhere any applicable laws of England and Wales, which take precedence over any rule to the contrary herein.

There are many different currency cards on the market offering different exchange rates, fees and benefits. Caxton currency cards allow you to spend abroad without fees, while providing the safety and convenience of a prepaid card. Choose our Red Card to get the best exchange rates.

There are many different currency cards on the market offering different exchange rates, fees and benefits. Caxton currency cards allow you to spend abroad without fees, while providing the safety and convenience of a prepaid card. Choose our Red Card to get the best exchange rates.

These terms and conditions apply to competitions, offers and other promotional activities organised by the promoter. They are correct at time of being published by may be subject to change without notice. 

The promoter is Caxton Payments Ltd of 2 Leman Street, London, E1 8FA, United Kingdom or such of its subsidiaries or its affiliates as may be named in the specific conditions (hereinafter "Company").

This Card Load Bonus offer is open to residents of the United Kingdom aged 18 years of whom open a Caxton Card Account during the promotional period in accordance with these terms and conditions.

The Card Load Bonus is defined by a new customer loading a minimum amount of money onto their Caxton Currency Card to receive a cash back reward.

The Enhanced Rate offer is valid on a single load, of a minimum equivalent value of £300 between 00:00 Wednesday 28 Feb and 23:59 on Friday 30 August. 

The Enhanced Rate is available across any currency, excluding GBP and will apply for one load, of a minimum equivalent value of £300, made during the offer period. Participants can choose from the list of available currencies when loading their card online or via the app.

Details of how to claim the offer form part of the terms and conditions.  It is a condition of entry that all rules are accepted as final, and that the participant agrees to abide by these rules. Clients must set up a new account during the communicated time period and load a minimum of £500 in currency to qualify for Card Load Bonus. 

The offer will automatically be applied when the participant carries out their first load within the promotional time frame. 

By submitting an entry into the promotion, each participant and winner waives any and all claims of liability against the Company and its employees, for any personal injury or loss which may occur from the conduct of, or participation in, the promotion, or from the use of any prize. 

Any valuation of the prize(s) stated above is based on available information provided to the Company, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes.  

The Company reserves the right to disqualify any participant and may refuse to award any offer to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the offer, or obtained the offer using fraudulent means. Further, the Company will resolve any disputes, conflicting claims or ambiguities concerning the rules and the Promoter’s decisions concerning such disputes shall be final. All decisions will be made by the Promoter and are final. The Company may waive any of these rules in its sole discretion. 

The Company reserves the right to cancel or amend the promotion and these terms and conditions without notice at any time without any obligation to compensate any damages on behalf of the participant. Any changes to the competition will be notified to participants as soon as possible by the Company. 

The Company disclaims any responsibility to notify participants of any aspect related to the conduct of this offer. Written copies of these rules are available during normal business hours at the business offices of Caxton and by mail upon written request with a stamped, self-addressed return envelope. 

The participant consents to the processing of personal data in connection with participation in the offer. The Company may add the personal information to its database, which is confidential and will be treated in accordance with data protection regulations. Personal information may be used to execute the offer. In this context, the Company is entitled to provide personal data to third parties involved in the offer. Moreover, the participant gives permission to the Company to keep him/her informed of the products and/or services of the Company, its partners and carefully selected companies. Where possible, the Company requires that third parties who handle or obtain personal information as service providers acknowledge the confidentiality of this information, undertake to respect any individual’s right to privacy and comply with the data protection principles and this policy. Please note that third parties are not covered by our privacy policy and are not subject to our privacy standards and procedures. 

This promotion and other promotional activities of the Company need to adhere any applicable laws of England and Wales, which take precedence over any rule to the contrary herein.

These Terms and Conditions are to be interpreted in accordance with English law and any dispute arising out of these Terms or their subject matter is subject to the exclusive jurisdiction of the English Courts. 

This promotion is an enhanced refer a friend bonus promotion for Caxton Black card holders. For a limited time, the promotion is give and get 10 when you friend joins and loads 500 of any currency (excluding GBP) for their holiday. The normal bonus amount is give 5 get 5. These terms and conditions are correct at time of being published and may be subject to change without notice.

The referrer must share the referral code available in the Caxton web application or mobile application as a link, code or QR code. When the referred customer opens their account and loads with a minimum of £500 equivalent of any currency, excluding GBP, in one load, the referred customer will get an additional £10 equivalent currency bonus and the referring customer will have £10 put on their account

Accounts will be credited automatically

Any valuation of the prize(s) stated above is based on available information provided to the Company, and the value of any prize awarded to a winner may need to be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes.

The Company reserves the right to disqualify any participant and may refuse to award any offer to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the offer, or obtained the offer using fraudulent means. Further, the Company will resolve any disputes, conflicting claims or ambiguities concerning the rules and the Promoter’s decisions concerning such disputes shall be final. All decisions will be made by the Promoter and are final. The Company may waive any of these rules in its sole discretion.

The Company reserves the right to cancel or amend the promotion and these terms and conditions without notice at any time without any obligation to compensate any damages on behalf of the participant. Any changes to the competition will be notified to participants as soon as possible by the Company.

The participant consents to the processing of personal data in connection with participation in the offer. The Company may add the personal information to its database, which is confidential and will be treated in accordance with data protection regulations. Personal information may be used to execute the offer. In this context, the Company is entitled to provide personal data to third parties involved in the offer. Moreover, the participant gives permission to the Company to keep him/her informed of the products and/or services of the Company, its partners and carefully selected companies. Where possible, the Company requires that third parties who handle or obtain personal information as service providers acknowledge the confidentiality of this information, undertake to respect any individual’s right to privacy and comply with the data protection principles and this policy. Please note that third parties are not covered by our privacy policy and are not subject to our privacy standards and procedures.

This promotion and other promotional activities of the Company need to adhere any applicable laws of England and Wales, which take precedence over any rule to the contrary herein.

These Terms and Conditions are to be interpreted in accordance with English law and any dispute arising out of these Terms or their subject matter is subject to the exclusive jurisdiction of the English Courts.

Information submitted with an entry is subject to the Privacy Policy stated on the Caxton Payments website. To read the Privacy Policy, visit the website - https://www.caxton.io/legal#privacy-policy

These terms and conditions apply to competitions, offers and other promotional activities organised by the promoter. They are correct at time of being published by may be subject to change without notice. The promoter is Caxton Payments Ltd of 2 Leman Street, London, E1 8FA, United Kingdom or such of its subsidiaries or its affiliates as may be named in the specific conditions (hereinafter "Company").

This Card Load Bonus offer is open to residents of the United Kingdom aged 18 years of whom open a Caxton Card Account during the promotional period in accordance with these terms and conditions.

The Company cannot accept any responsibility for entries not received for any reason whatsoever.

The Enhanced Rate offer is valid on a single load, of a minimum equivalent value of £300 between 00:00 Wednesday 28 Feb and 23:59 on Monday 4 March.

The Enhanced Rate is available across any currency, excluding GBP and will apply for one load, of a minimum equivalent value of £300, made during the offer period. Participants can choose from the list of available currencies when loading their card online or via the app.

Details of how to claim the offer form part of the terms and conditions.  It is a condition of entry that all rules are accepted as final, and that the participant agrees to abide by these rules. Clients must set up a new account during the communicated time period and load a minimum of £300 in currency to qualify for Card Load Bonus.

The offer will automatically be applied when the participant carries out their first load within the promotional time frame.

By submitting an entry into the promotion, each participant and winner waives any and all claims of liability against the Company and its employees, for any personal injury or loss which may occur from the conduct of, or participation in, the promotion, or from the use of any prize.

Any valuation of the prize(s) stated above is based on available information provided to the Company, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes.

The Company reserves the right to disqualify any participant and may refuse to award any offer to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the offer, or obtained the offer using fraudulent means. Further, the Company will resolve any disputes, conflicting claims or ambiguities concerning the rules and the Promoter’s decisions concerning such disputes shall be final. All decisions will be made by the Promoter and are final. The Company may waive any of these rules in its sole discretion.

The Company reserves the right to cancel or amend the promotion and these terms and conditions without notice at any time without any obligation to compensate any damages on behalf of the participant. Any changes to the competition will be notified to participants as soon as possible by the Company.

The Company disclaims any responsibility to notify participants of any aspect related to the conduct of this offer. Written copies of these rules are available during normal business hours at the business offices of Caxton and by mail upon written request with a stamped, self-addressed return envelope.

The participant consents to the processing of personal data in connection with participation in the offer. The Company may add the personal information to its database, which is confidential and will be treated in accordance with data protection regulations. Personal information may be used to execute the offer. In this context, the Company is entitled to provide personal data to third parties involved in the offer. Moreover, the participant gives permission to the Company to keep him/her informed of the products and/or services of the Company, its partners and carefully selected companies. Where possible, the Company requires that third parties who handle or obtain personal information as service providers acknowledge the confidentiality of this information, undertake to respect any individual’s right to privacy and comply with the data protection principles and this policy. Please note that third parties are not covered by our privacy policy and are not subject to our privacy standards and procedures.

This promotion and other promotional activities of the Company need to adhere any applicable laws of England and Wales, which take precedence over any rule to the contrary herein.

These Terms and Conditions are to be interpreted in accordance with English law and any dispute arising out of these Terms or their subject matter is subject to the exclusive jurisdiction of the English Courts.

This offer is defined by a new or existing customer loading a set amount of money onto their Caxton Caxton Currency Card to receive a cash back reward. For example: Load £500, get £10 cash back. Terms are as follows:

Card load bonus offers only apply to those loading the currency, not GBP. You can choose from the list of available currencies when loading your card online of via the app.

Yes, participants must load the full amount in one load to qualify for the card load bonus.

Participants can only claim one load bonus per offer period. The offer expires after one load.

The cash reward will be applied automatically to participants account balance, in the currency that they have loaded.

Participants who withdraw the funds or switch balance within 4 weeks of claiming the cash back offer will lose the cash reward. Caxton has the right to debit this amount from the participants account balance.

An Enhanced Rate offers you the chance to buy currency at a better rate when compared to the normal FX rate on the same Caxton Card Account, calculated at the time of purchase by reducing the FX margin. As currency rates fluctuate throughout the day, we are unable to state the exact rate you will receive as part of this promotions

Caxton will notify customers when as enhanced rate offer is running and you simply login to your account, load the minimum currency requirement of £300 (in currency - GBP is excluded) and the offer will be applied.

Caxton will notify customers when they are running an enhanced rate offer and if it is indeed an app only exclusive or online too. Toggle app notifications to ensure you never miss out.

You can load as many times as you wish over the course of one promotional offer period.

The Enhanced Rate is available across any currency, excluding GBP, each of a minimum equivalent value of £300, made during the offer period. Participants can choose from the list of available currencies when loading their card online or via the app