Open your business account today

Start managing your business FX and international payments with ease. Whether you need to pay suppliers abroad, send salaries, or manage multiple currencies, Caxton makes it fast, secure, and cost-effective. Access expert support, competitive rates, and a platform built to simplify every currency need for your business.

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How it works - business international payments

Step 1

Apply and Connect

Open a business account by applying online and speaking with your dedicated account manager.

Step 2

Discuss Strategy

Review your international payment goals and desired FX rates to create a tailored strategy.

Step 3

Choose Your Method

Decide whether to use the self-service platform or execute trades with your account manager.

Step 4

Set Up Payments

Fund your account, set up payments, and start sending money globally—fast, secure, and cost-effective.

Intercompany transfers and internal payments

Operating internationally is easy when you use your Caxton Business Account. Whether you're hedging risk or paying intercompany loans, you can self manage on the platform or have your Account Manager on speed dial to get the rate and the timing, right.

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Pay suppliers and employees in any currency

Use Caxton to pay your suppliers and employees worldwide. We cover over 196 countries and territories, with 28+ currencies. Send up to 1,000 single or multiple currency payment in one file at the speed and cost of domestic ones with borderless account details. 

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Caxton vs Traditional Banks and FX Providers

Traditional banks and standalone FX providers often force businesses to choose between high costs, slow processing, or limited visibility. Caxton combines international payments and foreign exchange into a single platform designed for operational efficiency, transparency and control.

Features

Multi-currency account
FX pricing transparency
International payment speed
Local account details
Payment tracking & visibility
Operational complexity
Accounting integration
Scalability
Regulation & security
Best for
FCA Regulated

Banks

Limited or requires separate accounts
Low – wide, hidden margins
Slow (often 2–5 business days)
Rare or complex to set up
Limited
High – multiple systems and approvals
Manual or limited
Not flexible for growing FX needs
Regulated banks
Domestic-first businesses
Yes

FX Providers

Often FX-only, limited account functionality
Competitive but varies by provider
Faster than banks in some corridors
Limited availability
Partial
Medium – often FX and payments are separate
Varies by provider
Suited mainly to FX transactions
Regulated but FX-focused
Businesses focused on last minute rates
Sometimes

Caxton

Yes – hold, send and receive multiple currencies in one account
Competitive, transparent FX rates
Optimised routes, typically 1–3 business days
Available in key currencies for easier inbound payments
Real-time balances, transactions and FX visibility
Low – FX and payments in one platform
Integrates with leading accounting platforms
Supports occasional to high-volume FX activity
FCA-regulated payments institution
Businesses needing control, clarity and efficiency across FX and payments
Yes

Banks

Multi-currency account - Limited or requires separate accounts
FX pricing transparency - Low – wide, hidden margins
International payment speed - Slow (often 2–5 business days)
Local account details - Rare or complex to set up
Payment tracking & visibility - Limited
Operational complexity - High – multiple systems and approvals
Accounting integration - Manual or limited
Scalability - Not flexible for growing FX needs
Regulation & security - Regulated banks
Best for - Domestic-first businesses
FCA Regulated - Yes

FX Providers

Multi-currency account - Often FX-only, limited account functionality
FX pricing transparency - Competitive but varies by provider
International payment speed - Faster than banks in some corridors
Local account details - Limited availability
Payment tracking & visibility - Partial
Operational complexity - Medium – often FX and payments are separate
Accounting integration - Varies by provider
Scalability - Suited mainly to FX transactions
Regulation & security - Regulated but FX-focused
Best for - Businesses focused on last minute rates
FCA Regulated - Sometimes

Caxton

Multi-currency account - Yes – hold, send and receive multiple currencies in one account
FX pricing transparency - Competitive, transparent FX rates
International payment speed - Optimised routes, typically 1–3 business days
Local account details - Available in key currencies for easier inbound payments
Payment tracking & visibility - Real-time balances, transactions and FX visibility
Operational complexity - Low – FX and payments in one platform
Accounting integration - Integrates with leading accounting platforms
Scalability - Supports occasional to high-volume FX activity
Regulation & security - FCA-regulated payments institution
Best for - Businesses needing control, clarity and efficiency across FX and payments
FCA Regulated - Yes

Discover our success stories

Learn how we've transformed cross-border payments processes across a range of businesses. As a smart alternative to traditional banks, we've saved clients on fees, time and hassle, with dedicated experts supporting them every step of the way.

Client success with international payments

"Caxton have revolutionised our international payments operations, and having a dedicated account manager we can call upon anytime is simply invaluable"

Lorne Blyth, founder of Flavours, a tour operator organising special interest holidays in Europe, shares the benefits of using Caxton for International Payments and Expense Management Cards. Caxton have revolutionised their operations, making it easier to manage finances for small groups across Italy. Lorne's endorsement of Caxton highlights the value it brings to any businesses needing FX currency solutions.

Business international payments - frequently asked questions

What is business FX and how can it help my company?

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A Caxton international payments account lets you exchange currencies at competitive rates, reducing costs on fx and protecting your profits from currency fluctuations.

How do I make international business payments with Caxton?

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Simply open a business account, upload your recipient details, and transfer funds securely in multiple currencies—fast, transparent, and hassle-free.

Can I manage multiple currencies in one account?

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Yes. Hold, send, and receive over 28 currencies from a single account, helping streamline your business’s global payments and currency needs.

Are there fees for international business transfers??

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Caxton offers low, transparent fees with competitive FX rates, saving businesses money compared with traditional banks.

Do you offer account-managed services for businesses?

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Yes. You can choose between platform-only access or a dedicated account manager to guide you on all FX and international payment needs.

How secure are Caxton business international payments?

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All transactions are protected with two-factor authentication, encryption, and advanced fraud monitoring to ensure your funds are safe. Caxton is FCA regulated.