EXPENSE MANAGEMENT

An expense solution for every business

Maximise efficiency and accuracy with Caxton Expense Management. Our robust online management platform and user-friendly mobile app enable you to effortlessly manage expenses, no matter which card you use.

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UK business bleeding cash due to expense mis-management — Is yours?

Explore how over 1,500 UK employees and managers are navigating corporate expense management in 2024. This comprehensive research uncovers how businesses are modernising their processes, where they still face hurdles, and what the future holds for expense management. 

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Experts in payments for 20 years

Take the stress out of business spending with Caxton

Say goodbye to a manual expense tracking and hello to Caxton's all-in-one expense management platform and business expense cards.

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Save over 140 hours on expenses each year

Stop chasing receipts and wasting time with manual data entry and time consuming expense reports - automate your expenses with Caxton.

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Get full visibility over company spending

With real-time tracking, achieve complete visibility over company spending in seconds, plus sync with your accounting software.

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Connect 'Any Card' to our platform

As well as prepaid or virtual  cards, you can connect any card to our secure platform, ensuring all company expenses are recorded in one place.

Connect Any Card

Seamlessly connect any card to ensure all company expenses are recorded on one platform. No longer restricted to a single card type, employees can now select the company-issued or personal card that best fits their needs for any situation.

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Opt to use Virtual Cards

Enhance security and convenience with virtual cards, ideal for one-time payments and subscriptions. Create unlimited virtual cards in an instant and start spending right away.

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Eliminate manual work

Stop chasing receipts and wasting time with manual data entry. Employees can capture receipts at the point of purchase and upload them directly for reconciliation.

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Track spend, automate expense reports

Monitor spending in real time with our online platform and automate your expense reports. Gain insights and control over company finances like never before.

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No more out-of-pocket spending

Leave cash in the past and empower your employees with Caxton prepaid or virtual cards. Choose from Sterling or Global cards that allow you to spend anytime, anywhere. You can even connect Any Card, for faster reimbursement of staff spend.

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Unlimited control and security

Finance teams regain control with pre-loaded budgets, precise spending limits and real-time monitoring. Users can easily freeze or cancel cards at the first sign of suspicious activity.

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Smart debit cards in multiple currencies

Use Caxton Cards as part of the platform and choose from Sterling or multi-currency prepaid cards that enable employees to hold and spend across multiple currencies, simplifying local and international transactions.

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Sync with your accounting software

Connect Caxton to your preferred accounting software, such as QuickBooks, Sage, Xero and Netsuite. Watch as the two work together to streamline your finance processes.

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Easy to use app

Manage expenses on-the-go with our user-friendly app, designed to simplify tracking and control spend. App available to Caxton Card users, released to Any Card 2025.

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Your own dedicated account manager

We don't just sign you up. With Caxton, you'll have a dedicated account manager who understands your unique expense management needs, offering tailored solutions and proactive issue resolution. Enjoy efficient, personalised support, always.

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3-MINUTE DEMO

Caxton's Expense Management platform in action

See how your business can leverage Caxton's innovative platform and prepaid cards to gain real-time visibility of spend, enhanced budget control, effortlessly navigate audits and more.

Keeping your money safe

We go beyond industry standards to ensure your assets are protected at all times. From safeguarding your funds with leading banks, to two-factor authentication and a dedicated anti-fraud team, our compliance framework ensures our commitment to security and trust for all of our clients.

 
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Corporate Expense Card Options

One subscription, use Any Card. If you choose to add Caxton Business Debit Cards, make your subscription up of as many Sterling or Multi-Currency Cards as you need, with the total making up your platform package. For pricing - book a demo.

Features

Card FX Conversion
Platform Inclusive of Expense Management Cards
Card Loads
Domestic Card Payments
International Card Payments
Domestic ATM Withdrawals
International ATM Withdrawals
Card Renewals
Replacement Cards (Damaged, lost , stolen)
Domestic Payments
International Payments
Scheduled Payments
Bulk Payments
Payroll Processing
Reporting
User App
SSO (Parent and Subsidiary)
System API Integrations - Xero, QuickBooks
Phone Support
Dedicated Client Success & Community Hub access
Pay at Petrol Pump
Virtual Cards
Any Card
CARD LIMITS
Min. load per wallet
Max. load amount per wallet at any one time
Max. load amount per wallet per day
Max. number of loads per wallet per day
Max. load amount per wallet per year
Max. ATM withdrawals per card per 24 hrs
Max. ATM withdrawal value in 24 hrs
Max. contactless pmts before chip and pin request

Sterling Card

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2.49%
As per fee agreement
Free
Free (GBP only)
FX conversion applied
Free
Free
As per fee agreement
As per fee agreement
Coming Soon
£10
£ 15,000
£15,000
15
£ 150,000
2
£500
30

Multi-Currency Card

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2.49%
As per fee agreement
Free (GBP only / Currency purchased via Caxton)
£ 1.50
Free
£1.50
£1.50
As per fee agreement
As per fee agreement
Coming Soon
£10
£ 15,000
£15,000
15
£ 150,000
2
£500
30

Sterling Card

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Card FX Conversion - 2.49%
Platform Inclusive of Expense Management Cards - As per fee agreement
Card Loads - Free
Domestic Card Payments - Free (GBP only)
International Card Payments - FX conversion applied
Domestic ATM Withdrawals - Free
International ATM Withdrawals - Free
Card Renewals - As per fee agreement
Replacement Cards (Damaged, lost , stolen) - As per fee agreement
Domestic Payments
International Payments
Scheduled Payments
Bulk Payments
Payroll Processing
Reporting
User App
SSO (Parent and Subsidiary)
System API Integrations - Xero, QuickBooks
Phone Support
Dedicated Client Success & Community Hub access
Pay at Petrol Pump
Virtual Cards
Any Card - Coming Soon
X - CARD LIMITS
Min. load per wallet - £10
Max. load amount per wallet at any one time - £ 15,000
Max. load amount per wallet per day - £15,000
Max. number of loads per wallet per day - 15
Max. load amount per wallet per year - £ 150,000
Max. ATM withdrawals per card per 24 hrs - 2
Max. ATM withdrawal value in 24 hrs - £500
Max. contactless pmts before chip and pin request - 30

Multi-Currency Card

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Card FX Conversion - 2.49%
Platform Inclusive of Expense Management Cards - As per fee agreement
Card Loads - Free (GBP only / Currency purchased via Caxton)
Domestic Card Payments - £ 1.50
International Card Payments - Free
Domestic ATM Withdrawals - £1.50
International ATM Withdrawals - £1.50
Card Renewals - As per fee agreement
Replacement Cards (Damaged, lost , stolen) - As per fee agreement
Domestic Payments
International Payments
Scheduled Payments
Bulk Payments
Payroll Processing
Reporting
User App
SSO (Parent and Subsidiary)
System API Integrations - Xero, QuickBooks
Phone Support
Dedicated Client Success & Community Hub access
Pay at Petrol Pump
Virtual Cards
Card Agnostic - Coming Soon
X - CARD LIMITS
Min. load per wallet - £10
Max. load amount per wallet at any one time - £ 15,000
Max. load amount per wallet per day - £15,000
Max. number of loads per wallet per day - 15
Max. load amount per wallet per year - £ 150,000
Max. ATM withdrawals per card per 24 hrs - 2
Max. ATM withdrawal value in 24 hrs - £500
Max. contactless pmts before chip and pin request - 30

Explore more ways to use Caxton

Multi-Currency Accounts

Send, receive, hold and exchange 28+ currencies in one clever multi-currency account.

Currency Risk Management

Protect your profits from market volatility with our range of hedging products and options.

Expense Management

Effortlessly manage domestic and global expenses, no matter which card you use.

Payroll Payments

Payroll that never needs a holiday. Access Faster Payments via account or API

 
 

Supplier Payments

Pay local and global suppliers in an instant, via one platform in 28+ currencies.

Embedded Payments

Plug your software into our API and gain access to a whole host of payment rails.

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Open an expense management account

Boost efficiency and gain enhanced control over company spend by opening an account today. In just 30 minutes, you'll know if this solution meets your needs. Book a chat today.