Manage your money worldwide with a multi-currency account

A personal online account that lets you send, receive, hold and convert money in multiple currencies securely from one place. You can use it for international payments, managing foreign currency, budgeting for travel, and making overseas payments easily — all without the need to open multiple bank accounts abroad

You can hold balances in 30+ major currencies, including GBP, EUR, USD, AUD, CAD, NZD, HKD, CHF, SEK, NOK, PLN and more. This allows you to manage your money in the currencies you need most, and gives you flexibility to transfer, spend or convert funds when it suits you, without incurring multiple bank charges.

Yes. Your account supports receiving payments in major currencies such as GBP, EUR and USD directly into your account. This makes it easy to get paid from abroad, whether it’s a salary, freelance work, or payments from family, and you can hold these funds in the currency they arrive in until you decide to convert or use them.

Caxton does not charge handling or standard transfer fees on multi‑currency accounts. You only pay for the cost of the currency exchange or the service you choose. For larger transfers, you may even be eligible for preferential rates — simply request a call with one of our account managers to discuss your requirements and secure the best available rate.

Yes — every Caxton multi‑currency account comes with access to a dedicated account manager, because we believe personal service is important when managing international money. They can help with large transfers, preferential rates, and any questions you might have. At the same time, you can manage your account entirely online or via the app, giving you full control and flexibility without needing to call every time.

Yes. The multi‑currency account is perfect for paying money overseas, including mortgage payments, tuition fees, or other recurring international bills. You can hold the required currency in advance, send money securely at competitive rates, and track all payments conveniently from your account.

There are many different currency cards on the market offering different exchange rates, fees and benefits. Caxton currency cards allow you to spend abroad without fees, while providing the safety and convenience of a prepaid card. Choose our Red Card to get the best exchange rates.

There’s no minimum balance requirement and no mandatory monthly or account‑keeping fee for standard personal multi‑currency accounts. You pay only for the services you use, giving you complete flexibility and control over your money without being tied into unnecessary fees.