INTERNATIONAL BUSINESS PAYMENTS | 25 YEARS

Move money internationally. 
With confidence.

The security, service and confidence your business deserves. 25 years of FX expertise, proactive risk management and a named international payments specialist who actually knows your business - so moving money globally feels exactly as it should. Simple.

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Our clients are not primarily buying FX. They are buying margin protection, payment reliability and the confidence to plan their business with greater certainty

25yrs

FX payments expertise

95%

client retention year on year

£20bn

processed since 2002

NPS70

sector high

Trusted by the best in the business

We’re the international payments partner of choice for mid-market businesses that are routinely underserved. Most providers can process a payment or quote a price. What they cannot always provide is the combination that has defined Caxton for more than two decades: speed, expertise, responsiveness and a genuinely personal service.

THE CAXTON STANDARD

Service is not an upgrade. It's the standard

Every client gets access to our team, our expertise and our tools from day one. In a world of automated service desks and disinterested support teams, making service personal and responsive remains our greatest competitive advantage. 

Your own named UK-based FX specialist

Reachable directly by phone or email. They monitor your exposure, flag risks and act with the urgency you would expect from your own finance team. 

Proactive market intelligence and daily FX updates

Daily market updates, rate alerts, monthly currency webinars and one-to-one sessions with our senior analyst. We call you when the markets move.

Access to our full range of financial instruments

Forward contracts, hedging, limit orders and risk management built around your forecasting cycle. Protecting margins before currency movements hit your P&L.

196 countries, one platform for all of your international payments

Pay suppliers, receive third-party currencies and move funds between entities in 28+ currencies. Real-time rates and simple intracompany transfers. 

ISO 27001 certified - the highest level of security

Cyber Essentials Plus accredited. One of the lowest fraud rates in the payments industry. Security is the foundation that international payments is built on. 

Funds safeguarded in segregated accounts

Your funds are held completely separate from Caxton's own money in tier-one UK bank accounts - legally protected and never at risk. Your money is safe always.

THE CHALLENGES YOU FACE

Your bank isn't built for this. Caxton is.

Mid-market businesses with international exposure are routinely underserved - wide spreads, no guidance and no one who picks up the phone when markets move. This is where we step in.

"Currency swings are eating our margins and we don't see it until it's too late.

You price in GBP but pay in EUR or USD months later. Between quoting and paying, the rate moves and the margin disappears.

→ With Caxton, forward contracts lock your rate today so your margin stays exactly where you planned it. 

"Our bank gives us nothing - no guidance, no visibility, no one to call"

Banks often treat FX as an afterthought. A rate, a transaction. No market intelligence, no strategy, no relationship.

→ Every Caxton client has a named UK-based FX expert who monitors markets and picks up the phone when it matters. 

"We spend too much time on FX admin instead of running the business."

Manual payment runs, chasing confirmations, managing currencies across multiple platforms. A significant overhead for any finance team.

→ CXTN consolidates everything - payments, accounts, hedging, reporting via one platform. 

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FORWARD CONTRACTS

Lock in your rate.
Lock in your margin. 

Fix your exchange rate today for a payment up to 24 months ahead. Your margin is protected from the moment you quote to the moment you pay, before currency movements can touch it. 

Book a chat
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MEET DAVID STRITCH 

Talk to our analyst
about the markets  

Interest rates, inflation, elections and trade data all move exchange rates. David can walk you through the latest market developments and what's driving currency movements, so you can make your own decisions with a clearer picture.

Meet David
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TRUST AND COMPLIANCE

FCA authorised - protecting your reputation, your clients' money and your compliance 

We believe compliance and security are not hurdles professional services firms should have to carry. They are the weight Caxton chooses to bear on your behalf. Our compliance framework is built into every product from the ground up.

Our compliance framework
CLIENT STORIES

The firm behind the firms

Why 95% of our professional services clients come back every year.

“We instructed Caxton as paying agent having heard strong things about their reputation. They more than lived up to it. Shareholders were onboarded without friction, compliance was thorough but efficient and the team remained hands-on and went over and above for us - right through to completion. Exactly what you need on a deal where timing is everything”

Partner, Corporate M&A

Leading UK Law Firm

“Caxton's role as paying agent on this transaction was exemplary. With shareholders across multiple jurisdictions and a fixed completion deadline, there was no margin for error. They handled onboarding, compliance and payment execution with a precision that gave us complete confidence. When the green light was given, funds moved immediately.”

Partner, Corporate M&A

Top 100, Law Firm

“Caxton has become a genuinely trusted extension of our payroll operation. Payments go out on time, every time - but what really sets them apart is the service. Their team knows our schedules, flags issues before they become problems and is always available. In three years, we have never had a payment fail.”

Director of Payroll Operations

National Payroll Bureau

“When we needed to move our payment operations at short notice, Caxton had us fully up and running within 24 hours. Our clients noticed absolutely nothing - payroll ran on schedule without a single disruption. The speed, the governance and the hands-on support during that transition were extraordinary ”

Head of Client Services

HR and Payroll Solutions Provider

Frequently asked questions

What is business FX and how can it help my company?

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Business FX or foreign exchange is the commercial process of converting from one currency to another in order to handle international sales, sending salaries abroad and international supplier payments. 

A Caxton international payments account lets you exchange currencies at competitive rates, reducing costs on fx and protecting your profits from currency fluctuations.

How do I make international business payments with Caxton?

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Simply open a business account by applying online, upload your recipient details, and transfer funds securely in multiple currencies—fast, transparent, and hassle-free.

Can I manage multiple currencies in one account?

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Yes. Hold, send, and receive over 28 currencies from a single account, helping streamline your business’s international payments and currency needs.

Are there fees for international business transfers?

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Caxton offers low, transparent fees with competitive FX rates, saving businesses money compared with traditional banks. To find out more, speak to a dedicated account manager today.

Do you offer account-managed services for international business payments?

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Yes. You can choose between platform-only access or a dedicated account manager to guide you on all FX and international payment needs.

How secure are Caxton business international payments?

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All transactions are protected with two-factor authentication, encryption, and advanced fraud monitoring to ensure your funds are safe. Caxton is FCA regulated.

Can I track my international business payments with Caxton?

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Yes, our international payments platform gives businesses real-time balances, transactions and FX visibility.

Trusted all over the world, for over 25 years