24/7 Payroll Payments that never miss a payday
Don’t let system outages, bank holidays or Bacs cut-offs derail payday. Faster Payments keep payroll moving - instant, secure and available 24/7/365.
Don’t let system outages, bank holidays or Bacs cut-offs derail payday. Faster Payments keep payroll moving - instant, secure and available 24/7/365.
Always on time
Run payroll any day of the year - even weekends and bank holidays
Near-instant
Skip the three-day Bacs cycle with real-time Faster Payments
Flexible corrections
Fix payroll errors immediately and re-process payments without waiting
Secure and compliant
FCA-regulated, audited, and trusted by thousands since 2002
Every payroll cycle
Handle weekly, variable, or last-minute payroll with ease.
Worldwide payments
Pay salaries in GBP or FX with one consolidated payroll file.
Lower operational cost
Reduce admin time and avoid missed-deadline penalties
Compatible with any payroll system
Upload files from any software and integrate with major accounting platforms
Sync with accounting software
Connect to accounting software, such as QuickBooks, Sage, Xero and Netsuite
Caxton provides a Faster Payments–powered payroll solution that lets businesses and payroll bureaus run payroll at any time, send near-instant salaries in GBP or multiple currencies, fix errors quickly and avoid the three-day Bacs cycle. FCA-regulated and trusted by top-tier accountancy firms since 2002, Caxton is the reliable backup or primary payment rail that ensures teams get paid on time, every time.
We’re the payments partner of choice for tier-1 firms and other leading organisations. Would you like to meet them? Click through to read the case studies, or book a demo and request an introduction.
Use your existing payroll system - no new process required.
Apply custom approval workflows for full control.
Salaries arrive in seconds, not days.
No waiting for the next Bacs window.
Monitor payment status, audit trails and reconciliation instantly.
When BACS deadlines are missed or systems fail, payroll still needs to run. Use a real-time backup rail to keep employees paid - without changing your process. Here's the benefits of Faster Payments against traditional Bacs.
"The Caxton payroll payment solutions have transformed our payroll operations, providing faster and reliable payment solutions for our clients"
Live Pay, a payroll bureau operating nationally and internationally, faced challenges for some clients, with the traditional three-day BACS payment cycle. By partnering with Caxton, they now offer faster payments through a proprietary platform. This integration ensures quicker, more efficient payments for customers, reducing processing time from three days to just one.
A payroll payment solution is a system that allows businesses to pay employees accurately and on time. Traditional payroll relies on Bacs, which takes up to three working days and stops for weekends and bank holidays. Caxton replaces or supplements this with Faster Payments, enabling real-time salary transfers that work every hour of every day, giving payroll teams flexibility, speed, and full control.
Faster Payments payroll uses the UK Faster Payments network to send salaries instantly instead of using the traditional three-day Bacs cycle. It allows payroll teams to make payments 24/7, including weekends and bank holidays.
Yes. Caxton can act as a full replacement or a backup rail for Bacs. If cut-offs are missed or urgent corrections arise, Caxton enables instant payroll payments with no process change.
Yes. Payroll can be processed at any time of day, 365 days a year, including evenings, weekends, and bank holidays.
Caxton works with all payroll systems and integrates with platforms such as Xero, Sage, QuickBooks, and NetSuite. You can upload standard payroll files without changing your workflow.
Yes. Caxton operates as an FCA-regulated payments institution, ensuring security, compliance, and protection for businesses and employees.
Yes. Caxton supports payroll payments in GBP and multiple currencies with a single file upload.
Payroll Payments
A fast, secure and cost-effective alternative to BACs with faster payments available 24/7, 365
Supplier Payments
Pay local and global suppliers in an instant, as if they were just around the corner, via one platform.
International Payments
Make business transfers to over 196 countries and territories with access to same-day settlements.
Business Travel
Manage team spend with our business travel card - 130+ currencies, great rates and built-in spend controls
Paying Agent
A neutral intermediary to reduce compliance burden, securely hold and accurately distribute funds during M&A deals
Family Office
Discreet, account-based, payment and transaction services to family offices and high-net-worth clients
Market Insight
Access daily, weekly, and monthly insight with our free business resources, and access to our analyst team