24/7 Payroll Payments that never miss a payday
Don’t let system outages, bank holidays or Bacs cut-offs derail payday. Faster Payments keep payroll moving - instant, secure and available 24/7/365.
Don’t let system outages, bank holidays or Bacs cut-offs derail payday. Faster Payments keep payroll moving - instant, secure and available 24/7/365.
Caxton provides a Faster Payments–powered payroll solution that lets businesses and payroll bureaus run payroll at any time, send near-instant salaries in GBP or multiple currencies, fix errors quickly and avoid the three-day Bacs cycle. FCA-regulated and trusted by top-tier accountancy firms since 2002, Caxton is the reliable backup or primary payment rail that ensures teams get paid on time, every time.
Always on time
Run payroll any day of the year - even weekends and holidays
Near-instant payments
Skip the three-day Bacs cycle with real-time Faster Payments
Flexible corrections
Fix payroll errors immediately and re-process payments without waiting
Secure and compliant
FCA-regulated, audited, and trusted by thousands since 2002
Supports every payroll cycle
Handle weekly, variable, or last-minute payroll with ease.
Local payments worldwide
Send salaries in GBP or foreign currencies with one consolidated payroll file.
Lower operational cost
Reduce admin time and avoid missed-deadline penalties
Compatible with any payroll system
Upload files from any software and integrate with major accounting platforms
Use your existing payroll system - no new process required.
Apply custom approval workflows for full control.
Salaries arrive in seconds, not days.
No waiting for the next Bacs window.
Monitor payment status, audit trails and reconciliation instantly.
Missed deadlines, file errors, or system failures shouldn’t delay payday. Caxton provides a real-time backup rail so you can pay employees without disruption - no extra software and no change to your existing process.
Would you like to meet them? Click through to read the case study, or book a demo and request an introduction.
"The Caxton payroll payment solutions have transformed our payroll operations, providing faster and reliable payment solutions for our clients"
Live Pay, a payroll bureau operating nationally and internationally, faced challenges for some clients, with the traditional three-day BACS payment cycle. By partnering with Caxton, they now offer faster payments through a proprietary platform. This integration ensures quicker, more efficient payments for customers, reducing processing time from three days to just one.
Connect Caxton to your preferred accounting software, such as QuickBooks, Sage, Xero and Netsuite or upload a payment file directly. Watch as the two work together to streamline your payroll processes.
With secure open banking, you can connect a Caxton payroll payments account to your clients bank, and finally take care of their payroll end to end - without the need for BACS registration, and without sharing passwords or requiring them to make the final payment via direct debit.
Caxton Payroll Payments offer key advantages for bureaus: reduced risk with FCA protection and no client money in your accounts, 24/7/365 payments to ensure prompt payroll anytime, and enhanced control with customisable authorisation levels. Additionally, our simplified onboarding for subsidiaries allows you to manage multiple clients on a single account without tedious processes, saving time and providing a hassle-free experience.
Faster Payments and your Caxton Business Account unchain you from cemented payroll timelines that don't support payroll teams ideal working cycle.
We don't just sign you up. With Caxton, you'll have a dedicated account manager who understands your unique payroll needs, offering tailored solutions and proactive issue resolution. Enjoy efficient, personalised support, always.
Learn how we've transformed payroll processes across a range of businesses, with dedicated experts supporting them every step of the way.
A payroll payment solution is a system that allows businesses to pay employees accurately and on time. Traditional payroll relies on Bacs, which takes up to three working days and stops for weekends and bank holidays. Caxton replaces or supplements this with Faster Payments, enabling real-time salary transfers that work every hour of every day, giving payroll teams flexibility, speed, and full control.
Faster Payments payroll uses the UK Faster Payments network to send salaries instantly instead of using the traditional three-day Bacs cycle. It allows payroll teams to make payments 24/7, including weekends and bank holidays.
Yes. Caxton can act as a full replacement or a backup rail for Bacs. If cut-offs are missed or urgent corrections arise, Caxton enables instant payroll payments with no process change.
Yes. Payroll can be processed at any time of day, 365 days a year, including evenings, weekends, and bank holidays.
Caxton works with all payroll systems and integrates with platforms such as Xero, Sage, QuickBooks, and NetSuite. You can upload standard payroll files without changing your workflow.
Yes. Caxton operates as an FCA-regulated payments institution, ensuring security, compliance, and protection for businesses and employees.
Yes. Caxton supports payroll payments in GBP and multiple currencies with a single file upload.
WHAT ARE YOU WAITING FOR?
Experience the benefits of faster payments with Caxton today. Book a chat at a time that suits you and upgrade your payroll process to save time, reduce costs, and improve efficiency.