For business or travel, we make your money work harder for you

Since 2002, we've earned the trust of hundreds of thousands with our global payment capabilities, transparent rates and exceptional five-star UK customer service.

Our Travel Money Cards unlock the world for individuals, securing travel money for any trip in the world.

Businesses, of all sizes benefit from our API-driven platform for all payments, expenses, and currency accounts. We’re your smart bank alternative.


As featured in


Secure your travel money this summer with Caxton Black

Meet your ultimate travel companion for first-class financial security. A free card, with no transaction fees, consistently favourable exchange rates and five-star customer service. It's simply a better way to holiday. Get your travel money sorted and secure your rate for the summer - apply today.

WHITE - Card Hand

Zero monthly costs, always

Get your free Caxton Black Currency Card in minutes and use at home and abroad, with no transaction fees or monthly subscription costs.


Take us with you, one call away

Our friendly, five-star rated UK-based team is on hand to help you around the clock, and simply a phone call away. Manage your account 24/7 online or via the app.

WHITE - Global Card

Spend securely anywhere, on anything

With an impenetrable security features, use fee-free* at over 35 million locations globally - no currency is foreign on your Caxton Card.

Trusted all over the world, for over 20 years


Travel Money Essentials

No currency is foreign with Caxton. Choose from our free Black Card with competitive FX rates or pay monthly to get 0% FX on our Red Card, plus order travel money to your door with our Cash Delivery Service.

Classic Black Card

Our traditional free currency card makes holidays a breeze. Simply top-up from within the app with no transaction fees.

Rewarding Red Card

£8 monthly fee for leading exchange rates, no FX mark-ups, and reward points for UK spending.

Travel Cash Delivery

Get travel money delivered straight to your door with our convenient cash delivery service. 

The total average saving for Caxton Card customers last summer was £445k

Our research published in CNN, BBC and MSN demonstrated that Britain could save around £60 million in fees, if everyone who went on holiday used a Caxton Card instead of their bank card.


Personal International Transfers

The smart alternative to banks. We offer fast, secure international transfers with no fees, transparent rates, and dedicated support. Starting from £100 send money in 30+ currencies to over 195 countries, whether a one-off or regular payments. 

One-off transfers

From a few euros to millions of dollars, make secure one-off international transfers in an instant in 30+ currencies.

Regular payments

Save when sending repeat and recurring international payments on a weekly and monthly basis with our regular payments plan.


Large transfers

Get dedicated support from an account manager when making large transfers, to ensure optimal rates and timing.


Account managed or self-service transfers 

A secure, faster and easier way to make personal international payments on a regular basis. With our transparent rates, no transfer fees, and exceptional five-star customer service. We're your smart bank alternative.



Business Payment Solutions

One platform for all your business payments. Scale and save with global payments, multi-currency accounts, expenses and payroll solutions all in one place. Our API-driven payments technology and market expertise simplify payments for businesses of all sizes.

Multi-Currency Accounts

Send, receive, hold and exchange 28+ currencies in one clever multi-currency account.

Currency Risk Management

Protect your profits from market volatility with our range of hedging products and options.

Expense Management

Effortlessly manage domestic and global expenses, no matter which card you use.

Payroll Payments

Payroll that never needs a holiday. Access Faster Payments via account or API.

Supplier Payments

Pay local and global suppliers in an instant, via one platform in 28+ currencies.

Embedded Payments

Plug your software into our API and gain access to a whole host of payment rails.


Keeping your money safe

We go beyond industry standards to ensure your assets are protected at all times. From safeguarding your funds with leading banks, to two-factor authentication and a dedicated anti-fraud team, our compliance framework ensures our commitment to security and trust for all of our clients.



A single point solution for business

How many different services can one company need for performing one of their most important functions? Finance teams today are inundated with single-issue services that don’t talk effectively to the other services they use. It’s a blocker to efficiency and takes up valuable time – so it was one of the core reasons we opened up the CXTN platform to our clients.