FCA REGULATION

Your money, held to a higher standard

Caxton Payments Limited is authorised and regulated by the Financial Conduct Authority.

FCA authorisation is a requirement for firms handling client money at this scale in the UK. It means our business is subject to ongoing regulatory scrutiny, not just our own internal standards.

2.5k

professional services firms

95%

client retention year on year

25yrs

payments expertise

£20bn

processed since 2002

Trusted by the best in the business

We’re the payments partner of choice for tier-1 legal firms, and other leading organisations that require the highest standards of compliance, security and professionalism.

OUR AUTHORISATIONS 

Two FRNs. One standard of accountability. 

Caxton holds two separate FCA authorisations, each covering a different part of what we do. Both are checkable on the FCA register, so you're never taking our word for it.

FSMA authorised business
(FRN: 431844)

This is our authorisation under the Financial Services and Markets Act, covering our foreign exchange dealing and payment services. It means our conduct in how we deal in currency and process payments is directly supervised by the FCA.

E-money and payment services
(FRN: 900663)

This covers our authorisation to issue electronic money and provide payment services. It's the permission that sits behind our cards and payment accounts, and it comes with its own separate set of safeguarding and capital requirements.

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TRUST AND COMPLIANCE

FCA authorised - protecting your reputation, your clients' money and your compliance 

Your reputation is on the line on every transaction you advise. The payments partner you appoint is a direct reflection of your standards. That is why Tier-1 firms choose Caxton - not because we process payments, but because we take responsibility for them. Full AML, KYC and KYB on every counterparty, funds held in safeguarded accounts and compliance built in from the start.

Our compliance framework
CLIENT STORIES

The firm behind the firms

Why 95% of our corporate clients come back every year.

“We instructed Caxton as paying agent having heard strong things about their reputation. They more than lived up to it. Shareholders were onboarded without friction, compliance was thorough but efficient and the team remained hands-on and went over and above for us - right through to completion. Exactly what you need on a deal where timing is everything”

Partner, Corporate M&A

Leading UK Law Firm

“Caxton's role as paying agent on this transaction was exemplary. With shareholders across multiple jurisdictions and a fixed completion deadline, there was no margin for error. They handled onboarding, compliance and payment execution with a precision that gave us complete confidence. When the green light was given, funds moved immediately.”

Partner, Corporate M&A

Top 100, Law Firm

“Caxton has become a genuinely trusted extension of our payroll operation. Payments go out on time, every time - but what really sets them apart is the service. Their team knows our schedules, flags issues before they become problems and is always available. In three years, we have never had a payment fail.”

Director of Payroll Operations

National Payroll Bureau

“When we needed to move our payment operations at short notice, Caxton had us fully up and running within 24 hours. Our clients noticed absolutely nothing - payroll ran on schedule without a single disruption. The speed, the governance and the hands-on support during that transition were extraordinary ”

Head of Client Services

HR and Payroll Solutions Provider

Trusted all over the world, for over 25 years