John had been planning his trip to Portugal for months. At 62, retirement had finally given him the freedom to travel when he pleased — no school holidays, no crowded airports, just sunshine and time to enjoy it.
Three days into his trip, after a long lunch by the marina, he began to feel unwell. Nothing serious — just a chest infection that needed antibiotics. But sitting in a foreign clinic, passport in hand, one question mattered more than anything else:
Was he covered?
Fortunately, he was. His travel insurance handled the costs, gave him access to medical care quickly, and let him get back to enjoying his holiday.
It’s a reminder of something many travellers don’t think about — until they need it.
Get a free quote from our partner, Staysure
Travelling over 50 is one of life’s great rewards. You have more freedom, more time, and often more resources to explore properly.
But it also comes with realities that make travel insurance essential — not optional.
As we get older, there is naturally a higher chance of:
Even minor medical treatment overseas can cost hundreds or thousands of pounds. Without insurance, these costs fall entirely on you.
Travel insurance ensures that a simple issue doesn’t turn into a financial or logistical crisis.
Many travellers assume nothing will go wrong. Most of the time, they’re right.
But when things do go wrong, the consequences can be significant.
Common issues travellers face include:
Medical emergencies abroad
Hospital treatment, medication, or emergency care can be extremely expensive outside the UK.
Trip cancellations
Illness, family emergencies, or unexpected events can force you to cancel, leaving you out of pocket for flights and accommodation.
Lost or delayed baggage
Essential items, medication, and personal belongings may need replacing quickly.
Emergency repatriation
Returning home for medical care can cost tens of thousands of pounds without insurance.
Travel insurance removes these risks — replacing uncertainty with support and protection. Get a free quote from our partner, Staysure
Not all travel insurance is designed with older travellers in mind. That’s why specialist providers such as Staysure focus specifically on the needs of over-50s.
Their policies are designed to provide reassurance, flexibility, and comprehensive protection.
Key benefits include:
With millions of customers and decades of experience, Staysure understands the realities of travelling later in life.
The purpose of travel insurance isn’t to expect the worst — it’s to remove worry so you can enjoy the best.
Whether it’s a city break, cruise, or long-haul adventure, knowing you’re protected allows you to relax fully.
You can enjoy your trip knowing that if something unexpected happens, you’ll have:
It’s not just insurance. It’s peace of mind. Get a free quote from our partner, Staysure
If you’re over 50, choosing the right policy means looking beyond price alone.
Focus on:
Medical cover limits
Higher or unlimited cover offers greater protection.
Pre-existing condition cover
Always declare your conditions to ensure full protection.
Cancellation protection
Look for policies that cover the full value of your trip.
Emergency support availability
24/7 assistance is essential when travelling abroad.
Single trip vs annual cover
Annual policies often provide better value if you travel more than once per year.
Travelling over 50 should be about freedom, enjoyment, and new experiences — not worrying about what might go wrong.
With specialist cover designed for your needs, you can explore the world confidently, knowing you’re protected every step of the way.
Caxton partners with trusted providers like Staysure to help travellers find insurance tailored specifically for over-50s — so you can focus on enjoying your journey, not worrying about the unexpected.
Explore your options and Get a free quote today to travel with complete peace of mind.