Our newest feature is here. You can now lock your currency balance online, protecting your balances from on-the-spot conversions. Wondering how this will help you? Read on to find out. <br> <br>
Meet Tom
Tom is in Germany Christmas shopping and has 10 Euro left on his card. He wants to buy a t-shirt for 15 Euro. He doesn't have enough Euro on his card to make the payment, but instead of declining the payment we use another currency in his balance and perform an on-the-spot-conversion. <br> <br>
What's the problem?
Tom makes the purchase but later on realises that we've used some of his Yen for his on-the-spot conversion. He's not happy about this because he was saving the Yen for his upcoming Japan trip - he got it at a really good rate! <br> <br>
Locked balances fix this
Now that Tom can lock his currency balance, he can spend knowing that his Yen is safe and won't be touched if he falls short of a currency. If he has no other funds available or unlocked, or his Euro balance is locked, the payment would be declined. <br> <br>
Ready to lock your balance? Apply for your card today, or login to top-up your existing card.